Real estate prices are rising, yet at a slower pace than incomes
Nominal prices of real estate in Poland have approached the 2006-2008 level but adjusted for inflation they continued to be lower. Also household income saw a stronger rise than home prices
Uneven progress in the digitalization of banks
Digitalization remains a challenge for traditional banks and few of them are able to achieve success that translates into financial profits. Meanwhile, an entire class of digitally-native entities has entered the market.
CHF-denominated mortgages in Western Balkans
In mid-September, the Supreme Court of Croatia ruled that "the banks violated the collective interests and rights of the loan holders of CHF-denominated loans." Banks had violated clients' rights "by using unfair and harmful contract provisions."
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