The market risk for the European banking sector–associated with growing volatility, potential liquidity shortages and the possibility of drops in asset prices–increased at the turn of the year and is currently at a high level.
Poland doesn't differ very much from Western Europe in terms of state ownership of enterprises and the degree of regulatory interference. The country is more ”statist” than the United States and Great Britain, but less than France or Germany.
The Polish insurance sector is following the world trends, but is not in a hurry to introduce new insurance policies. They expect that hacking attacks and the EU's General Data Protection Regulation (GDPR) will lead to a quick development of cyber insurance.